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The FGTS (Service Time Guarantee Fund) is a Brazilian worker's right and aims to protect the employee in the event of unfair dismissal.
Furthermore, the fund can also be used in specific cases, such as when purchasing a home or in emergency situations.
In 2024, the FGTS will undergo some changes, including the possibility of a birthday withdrawal, which will allow workers to withdraw part of their guarantee fund annually, in the month of their birthday.
This measure aims to give workers more flexibility in the use of their fund, but it is important that they carefully assess their needs before opting for a birthday withdrawal.
To help workers plan, the FGTS 2024 anniversary withdrawal calendar was published. It is important that workers pay attention to the dates so as not to miss the withdrawal deadline.
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Furthermore, it is recommended that he consult a financial expert before opting for a birthday withdrawal, to assess whether this is the best option for his financial situation.
The FGTS Birthday Withdrawal is a modality that allows workers to withdraw part of the balance from their FGTS account every year, in the month of their birthday.
This option was created by the government in 2019, with the aim of giving workers more autonomy over the use of their money.
Birthday Withdrawal is an option that allows workers to withdraw part of the balance from their FGTS account once a year, in the month of their birthday.
The withdrawal amount depends on the balance in the worker's FGTS account and varies according to a table published by the government.
To join the Birthday Withdrawal, the worker must opt for the birthday withdrawal on the FGTS application or on the Caixa Econômica Federal website.
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The option can be made at any time, but the worker will only be able to withdraw the amount in the month of his birthday.
It is worth remembering that, when opting for the Birthday Withdrawal, the worker does not lose the right to a full withdrawal of the balance from their FGTS account in the event of unfair dismissal.
However, the worker loses the right to a termination fine of 40% on the FGTS balance in the event of unfair dismissal.
One of the main advantages of Saque-Aniversario is the possibility of using FGTS money for investments or debt payments.
Furthermore, the worker can withdraw part of the FGTS balance every year, which can be useful in times of need.
On the other hand, one of the main disadvantages of the Birthday Cash Out is the loss of the termination fine in the event of unfair dismissal.
Furthermore, the withdrawal amount is limited and may not be sufficient to meet the worker's needs.
Check out the FGTS Birthday Withdrawal calendar in 2024 below:
| Birthday month | Period to Withdraw |
|---|---|
| January | January to March |
| February | January to March |
| March | January to March |
| April | April to June |
| May | April to June |
| June | April to June |
| July | July to September |
| August | July to September |
| September | July to September |
| October | October to December |
| November | October to December |
| December | October to December |
The FGTS Birthday Withdrawal is a form of annual withdrawal from the Length of Service Guarantee Fund, which allows workers to withdraw part of their balance in the month of their birthday.
In 2024, the birthday withdrawal calendar will follow the same rules as previous years.
The withdrawal calendar for the 2024 FGTS Birthday Withdrawal is defined according to the worker's month of birth. Check below the withdrawal dates for those born in each month:
To join the FGTS Birthday Withdrawal, the worker must access the FGTS application or the FGTS website and make the request. It is possible to simulate the withdrawal amount before joining the modality.
When joining the FGTS Birthday Withdrawal, the worker must be aware of the rules and deadlines for withdrawal.
The withdrawal amount is calculated based on the balance available in the FGTS account and varies according to the worker's month of birth. The withdrawal limit is up to 50% of the available balance.
The amount can be withdrawn within two months after the worker's birthday. If the worker does not withdraw within the established deadline, the amount returns to the FGTS account.
